How the platform works

Funded capital sits in your account until you choose to allocate it. An allocation is a request: you state an amount and the share of it you are willing to place at risk, and the request waits until it is matched to a published investment opportunity.

Every opportunity is published with its own reference, term and target. Before an allocation is accepted you must confirm you have read the risk disclosure, and identity verification must be complete — an account that has not been verified can hold a balance but cannot invest.

Once matched, the allocation is recorded against that opportunity until the cycle closes. Unallocated funds remain in your account and are never placed at risk without an allocation you requested.

A trading cycle is settled when it closes and its realised result is confirmed. Settlement is applied to every allocation in that cycle under one published policy, not case by case, so no investor receives a different treatment from another.

From a realised result the Company first deducts the administration fee and the transactional charge, each applied at the percentage shown in the app at the time of settlement. The remainder is divided between the investor pool and the Company share in the stated proportions.

A profitable cycle credits the investor's share of the pool to the accounts that carried the allocation. A loss is shared in proportion to the capital each account had allocated to that cycle. Both movements are written to the ledger with the cycle's reference, so every settlement can be traced back to the trade that produced it.

Your statement shows each settlement with the amount, the cycle reference and the split that was applied. No result is estimated or guaranteed in advance.

Every movement of money on MXELITE CAPITAL is written to an append-only ledger: deposits, withdrawals, allocations, settlements, fees and corrections. Entries are never edited in place or deleted, so the history of an account can always be reconstructed.

Each deposit, withdrawal, allocation and settlement carries a reference that links the record you see to its ledger entries. Statements are generated from those entries, which is why a statement always reconciles to the transactions it lists.

You can download a statement for any period from your account, and the figures are presented in accounting form: deposits and other inflows as credits, withdrawals and other outflows as debits, with a closing balance. Staff working on your account do so through the same records you can see.

Deposits are made from your own payment method to the receiving details published on the deposit page. The methods currently open — mobile money and crypto — are listed there along with the account details to use, and the same page tells you the minimum and maximum amount accepted.

After paying, you submit the amount, the payment reference and proof of payment. A deposit is credited only once it has been reviewed and matched against the receiving account; submitting a request does not credit your balance by itself.

A deposit will be rejected if the proof cannot be verified, if the amount or reference does not match, or if the funds did not come from the account holder. Rejected deposits are not credited, and the reason is recorded on the request.

Accounts opened by a member under 18 are held to stricter deposit limits, which the deposit page applies and the review step enforces.

Withdrawals are paid out inside a processing window rather than at any time of day. The window, the days it operates and the time zone it follows are shown on the withdrawal page, and the schedule is set by the Company.

One request may be made per account per day. A request submitted outside the window is queued for the next window instead of being refused, and the page tells you when that will be.

Every request is reviewed before payment. Funds for a request are held in reserve the moment it is submitted, so the same balance cannot be requested twice, and are released back to your account if the request is rejected.

Payouts are made only to details in your own name. A request whose beneficiary does not match the account holder is held for manual review and may be declined.

Every account has a referral code and a link. A referral is attributed when your code is used at registration — either through the link or typed into the form — and the new member's first qualifying deposit is then verified.

The commission is a fixed amount per qualifying first deposit, credited once per referred member. Partial or repeated deposits do not earn a second commission, and a deposit that is later reversed or rejected does not earn one at all.

Earned rewards accumulate in your reward balance. Once that balance reaches the minimum transfer amount, you can move it to your capital balance, where it can be allocated or withdrawn like any other funds. Every accrual, transfer and reversal is recorded with its own reference.

Trading carries risk. Targets and past results shown on any opportunity are not guarantees: an allocation may return less than its target, and it may lose part or all of the capital placed at risk.

Only allocate funds you can afford to have at risk. Consider the amount carefully against your own circumstances, and seek independent advice if you are unsure.

Balances held on the platform are recorded in an internal ledger for accounting and reconciliation. They are not a bank deposit and are not covered by deposit insurance. Allocations are not traded on your behalf outside the terms published for each opportunity.

MXELITE CAPITAL provides a platform for recording and managing investment deposits, withdrawals and allocations. By creating an account you agree to these terms.

You are responsible for the accuracy of the information you submit, including deposit references and payout details. You must use your own account and may not share access credentials.

All deposits and withdrawals are reviewed manually by our team. Submission of a request does not guarantee approval. Transactions that cannot be verified against the receiving account may be rejected.

We may suspend or close accounts that breach these terms, present fraudulent evidence, or attempt to access data that does not belong to them.

We collect the information you provide when registering and transacting: your name, email address, payment references, payout details and proof-of-payment documents.

This information is used to operate your account, verify transactions, meet record-keeping obligations and contact you about your activity.

Your financial records and uploaded proofs are stored privately and are visible only to you and to authorised staff who review transactions.

We do not sell your personal information. You may request a copy of your data or ask for your account to be closed by contacting support.